Expert Lawyer for
Cheque Bounce Recovery
We specialize in aggressive Section 138 NI Act legal action to recover your money. We prioritize fast settlements through legally sound notices and relentless follow-up.
A Step-by-Step Guide for Complainants
Understand the precise legal journey under the NI Act. Every day counts, and missing a deadline can be fatal to your case.
Cheque Bounce
Day 0 - TriggerThe process initiates immediately when the bank returns the cheque unpaid with an official 'Return Memo' citing insufficient funds.
Legal Notice
Critical: Within 30 DaysYou MUST send a legal notice to the drawer within 30 days of the memo. This serves as the final demand for payment.
Mandatory Wait
15 Days PeriodThe law requires you to wait exactly 15 days after the notice is served to give the accused a chance to pay. You cannot file a case yet.
File Complaint
Action: Next 30 DaysIf payment fails, the cause of action arises. We file the criminal complaint (PCR) in the Magistrate court immediately.
Summons & Trial
Court ProceedingsThe Magistrate takes cognizance of the offense, records your sworn statement, and issues summons to the accused to appear in court.
Strategic Money Recovery Protocol
We move beyond standard legal notices. Our approach integrates rigorous statutory compliance with aggressive litigation tactics under the Negotiable Instruments Act, CrPC & BNSS provisions to ensure rapid financial restitution.
Drafting Legal Notice
Mandatory first step under Section 138. Our notices eliminate defense loopholes like 'insufficient address' or 'vague demand'.
Magistrate Complaint Filing
We file Private Complaints (PCR) under Section 200 CrPC & BNSS within 30 days of notice expiry in the correct jurisdictional court.
Asset Attachment & NBW
We move motions to seize bank accounts and execute Non-Bailable Warrants (NBW) if the accused ignores summons.
Our Promise: 100% Dedicated Representation
We understand the stress of financial loss. That's why we offer a transparent fee structure and regular case updates. You will never be in the dark.
Recover Your Money.
Every day you wait gives the defaulter time to hide assets. Act now.